For licensed insurance agents
Licensed in life and health? Build your own book with JXH Brokerage.
We bring licensed agents to our national marketing partner for contracts with major Medicare, life, and health insurance companies. Training and an all-in-one platform come at no cost.
- Vested from day one
- Lifetime renewals
- No fee to join
- A reply within 7 days
What you get
Contracts, tools, and training, without a fee to join
Through our national marketing partner, every agent gets the same support.
Contracts that are yours
Contracts with major Medicare, life, and health insurance companies, through our national marketing partner. Vested from day one, with lifetime renewals.
One platform, no cost
CRM, quoting and enrollment, a personal website, a business phone number and email, and compliant email and text marketing.
Training that keeps going
Monthly life and annuity training webinars, plus local market training.
A reason clients refer you
An end-of-life planning service you can offer clients, with training and marketing materials, to help build referrals.
Places to meet clients
Established relationships that open retail and medical group opportunities.
Room to build a team
Help hiring your first team, if you want to build one and earn overrides.
What you sell
Three product lines to start
Products people need all year, that one license covers, and that clients keep. More lines come as you grow.
Final expense
Seniors who want their funeral and final bills paid without leaving a burden behind.
Medicare Supplement with a drug plan
People turning 65, and people who keep Original Medicare and want help with what it does not pay.
Term and mortgage protection life
Young families and new homeowners who want the house and the bills covered if something happens.
See every product line, what comes later, and the 2027 Marketplace timeline
The role
Who fits, and what the work looks like
Who fits
- An active life and health license (resident or nonresident), or the drive to get one
- AHIP certified, or willing to certify, to offer Medicare plans
- Wants to serve clients and build a book of business on commission
- Experience in insurance, Medicare, financial services, or other sales to consumers is a plus
What agents do
- Meet with clients, most of them seniors, by phone, video, or in person to review their Medicare, life, health, and annuity options
- Quote and enroll clients on an all-in-one platform
- Build your own book of business and serve your clients year after year
- Keep your license, continuing education, AHIP, and insurance company certifications current
- Follow Medicare marketing rules and each insurance company's compliance rules
How it works
Four steps from hello to your first client
Apply
Three minutes. Tell us about your license and what you have sold.
Talk with Justin
A 15 minute call by phone, Zoom, or Google Meet. Everyone hears back within 7 days.
Get contracted
Our national marketing partner contracts you with the insurance companies. Each one approves its own appointments.
Train and start
Join the training, set up your platform, and start serving clients in the states where you are licensed.
The plain terms
What you should know before you apply
- Independent agent (1099). Not an employee. No salary, no benefits, and no guaranteed income. You cover your own expenses and taxes.
- Commission only, paid by the insurance companies under your contracts. You will see your contract levels before you sign anything.
- Licensed agents only. You need an active life and health license, and you cover your own licensing, continuing education, E&O insurance, and any leads you choose to buy.
- Our national marketing partner and each insurance company approve contracting. JXH Brokerage introduces agents. It is not a licensed insurance agency.
- No fee to join. JXH Brokerage never charges agents.
- Our compensation. JXH Tech LLC, which operates JXH Brokerage, may be paid by the marketing partner, based on business written by agents it introduces. Agents never pay JXH Brokerage.
Questions
Common questions
Is this a job?
No. You would be an independent agent (1099). There is no salary, no benefits, and no guaranteed income. You set your own schedule and cover your own expenses and taxes.
How do I get paid?
By commission from the insurance companies, under your contracts. You will see your contract levels before you sign anything.
Do I need a license?
Yes. You need an active life and health license in your home state, plus a nonresident license for each other state where you sell. To offer Medicare plans you also need AHIP certification and each insurance company's yearly certification.
I am not licensed yet. Can I still apply?
Yes. Tell us where you are in the process. Getting licensed comes first: a pre-licensing course, the state exam, and a background check.
What does it cost to join?
Nothing. The platform and the training come at no cost. You cover your own licensing, continuing education, E&O insurance, and any leads you choose to buy.
Is JXH Brokerage a licensed insurance agency?
No. JXH Brokerage introduces agents to our national marketing partner, which contracts them with the insurance companies. JXH Brokerage does not sell insurance.
Who contracts me?
Our national marketing partner, an insurance marketing organization, contracts agents with the insurance companies. Each insurance company approves its own appointments.
What does vested from day one mean?
The commissions and renewals on the business you write are yours from your first policy, under each insurance company's rules.
Can I build a team?
Yes. If you want to recruit and lead other agents, there is help hiring your first team, and you can earn overrides on your team's business under your contracts.
Can I keep my current job?
Many agents start part time. Check your current employer's rules on outside work first.
Where can I sell?
In any state where you hold a license, by phone, video, or in person.
How is JXH Brokerage paid?
JXH Tech LLC, which operates JXH Brokerage, may be paid by the marketing partner, based on business written by agents it introduces. Agents never pay JXH Brokerage.
Is there a fee to apply?
No. JXH Brokerage never charges agents.
How long until I hear back?
Every agent who reaches out hears back from JXH Brokerage within 7 days.
Who is behind JXH Brokerage
A veteran's word behind every introduction
JXH Brokerage is run by Justin Lankford, a U.S. Army combat veteran. As chief operating officer of a national healthcare sales and distribution company, he recruited, onboarded, and supported hundreds of independent (1099) sales representatives, from their first call through the life of their work.
He built JXH Brokerage on what he learned there: say the plain terms first, answer every person who reaches out, and stay with agents after they start.
- U.S. Army combat veteran
- A service-disabled veteran-owned small business
- A reply to every agent within 7 days
Ready to talk?
Apply in about three minutes, or book a 15 minute call first. Independent (1099), commission only, and an active life and health license is needed to be contracted.